Here in Franklin County, Habitat for Humanity homes cost about $40,000 to build (actual cost). Across the US, costs may run as high as $80,000 or more, due to the high cost of land, fees, taxes, and building materials. In developing countries, cost per HFHI home may be as low as $2,000 --again depending on the location's typical cost of land and materials.
HFH homes are affordable for low-income families, because no profit is included in the sale price, and no interest is charged on the mortgage. A family must apply, must qualify to receive the home (based on MANY factors such as commitment to volunteer MANY hours to help in the building process), and must be selected as the recipient. HFH homeowners' mortgages vary in length from 7 to 30 years.