What is Habitat for Humanity International?

Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry.
HFHI seeks to eliminate poverty housing and homelessness from the world, and to make decent shelter a matter of conscience and action.
HFHI invites people of all backgrounds, races, and religions to build houses together in partnership with families in need.
HFHI fulfills this mission through its many authorized affiliates, which are Habitat for Humanity not-for-profit organizations, in States and local communities across the United States, and in countries world-wide.

How Habitat Works

Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit, financed with affordable, no-interest loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Habitat is not a giveaway program. In addition to a down payment and the monthly mortgage payments, homeowners invest hundreds of hours of their own labor -- sweat equity -- into building their Habitat house and the houses of others.

HFH Home Costs, and Affordability

Here in Franklin County, Habitat for Humanity homes cost about $40,000 to build (actual cost). Across the US, costs may run as high as $80,000 or more, due to the high cost of land, fees, taxes, and building materials. In developing countries, cost per HFHI home may be as low as $2,000 --again depending on the location's typical cost of land and materials.

HFH homes are affordable for low-income families, because no profit is included in the sale price, and no interest is charged on the mortgage. A family must apply, must qualify to receive the home (based on MANY factors such as commitment to volunteer MANY hours to help in the building process), and must be selected as the recipient. HFH homeowners' mortgages vary in length from 7 to 30 years.


Since we began HFH Franklin County, VA in 1996, we have built 20 homes for qualified families. These families and the 20 homes are a solid contribution to the growth and progress of Rocky Mount and surrounding communities. As of Fall, 2012, we are starting the plans for our 21st home, for our 21st family! Find out how you can help realize this newest dream come true!

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